B.A + M.A. in Clinical Psychology

Hi. I have a B.A. in Criminology and Sociology from the University of Toronto. I also have an M.A. in Criminology from the Hebrew University.
I am very interested to know what I would have to do to work towards an M.A. in Clinical Psychology.
Will my degrees reduce the type and amount of courses I would have to take to complete a B.A. ?
Is the fact that I am a 42 year old mother of three make a difference in the acceptance process ?

Thank you.